Free financial planning tools

EMI Calculators for Every Loan

Compare monthly payments, total interest and repayment amounts with simple, transparent calculators built for every major loan type.

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Choose a calculator

Plan the loan that fits your goal.

Each calculator uses the standard reducing-balance EMI formula and includes a repayment breakdown.

Home Loan EMI Calculator

Estimate monthly payments for buying or constructing a home.

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Personal Loan EMI Calculator

Plan an unsecured loan for personal requirements.

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Business Loan EMI Calculator

Estimate finance for expansion, equipment or working capital.

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Car Loan EMI Calculator

Calculate EMI for a new or used car.

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Education Loan EMI Calculator

Plan student-loan repayment after the study period.

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Gold Loan EMI Calculator

Estimate repayment against pledged gold.

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Loan Against Property Calculator

Plan a secured loan using residential or commercial property.

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Quick EMI estimate

Choose a loan and adjust the details.

Estimated monthly EMI

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Principal amount₹0Total interest₹0Total repayment₹0
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Principal Interest
Indicative estimate only. Actual rates, fees and approval depend on the lender.Open full calculator →

How EMI works

Three numbers make the plan clear.

01

Principal

The amount you borrow from the lender.

02

Interest rate

The annual cost charged on your outstanding balance.

03

Tenure

The repayment duration, which changes both EMI and total interest.

Plan with an expert

A calculator gives you a number. We help you build the right loan plan.

Get clear, personalised guidance on eligibility, documentation, lenders and next steps.

BORROW WITHOUT PLEDGING A MAJOR ASSET

Could a non-collateral loan fit your goal?

An unsecured or non-collateral loan does not require you to pledge property or another major asset. For eligible borrowers, that can mean a simpler route for education, personal needs, working capital or other planned expenses.

Check Your Options Estimate Your EMI
No property pledge

Explore eligible options without offering your home or another major asset as security.

Straightforward guidance

Understand eligibility, documents, fees and repayment before you decide to apply.

Flexible use cases

Depending on the product and lender policy, funds may support study, personal or business goals.

Responsible comparison

Compare the total cost—not only the EMI—and choose a repayment you can manage comfortably.

A NEW FIRM, BUILT AROUND BETTER SERVICE

Modern loan guidance, with no old-fashioned pressure

Clear before you commit. We explain the process, likely documents and important cost questions in plain language.

Your situation comes first. Recommendations should reflect your goal, eligibility and comfortable repayment—not a one-size-fits-all pitch.

Transparent about outcomes. Career Loan began on 1 January 2026. Lenders make approval, rate and disbursal decisions; we help you prepare and navigate the journey.

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